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How to play the games

Baccarat

This is the game that most of you are intimidated by.  This game is really quite simple and is not solely for the well to do.  Give it a try.

Two hands are dealt.  One to the "Players" and one to the "Bank."  Each hand is initially given two cards.  You bet on either the "Players" or the "Bank."  The hand closest to 9 wins. Winning hands are paid even money or the amount of your bet.  If you bet on a tie and you win you get paid 8 to 1.  The game has a dealer which is one of the players.  Yes, you get to deal from the shoe.  When it is your turn to deal from the shoe, you are the banker, but you don't need to bet on the "bank".  You may bet your choice.  The shoe gets passed around the table with the same concept as the dice get passed around in craps.  When the "bank" wins or ties, the same person is the banker.  When the "bank" loses the shoe changes hands.  The "caller" or the "stickman" is the actual dealer of the game or the person employed by the house to attend to the game. 

The banker first deals one card to the "Players" hand, then to the "Bank" hand.  This occurs again so both hands have two cards each.  You deal the cards in spots designated on the table in the direction of the stickman.  The "caller" exposes the "Players" hand first and the banker exposes the "Bank" hand. 

The value of the cards are as follows:

        Ace = 1
        2 through 9 = face value
        10, Jack, Queen, King = 0

The following rules you need not to know in order to successfully play.  The stickman will tell you what is going on and which hand wins.  If you would like to memorize the rules they are as follows:

1. NATURAL HAND:

When a hand gets an 8 or 9 right away, it is called a natural.  This is an automatic winner unless it is a tie.  If one hand has an 8, and the other is a 9; the hand with the 9 wins.

2. PLAYER HAND RULES:

        player having… 1, 2, 3, 4, 5, or 10 draws a card.

        6 or 7 stands.

        8 or 9 is a natural.  The bank cannot draw.

3. BANK RULES:

Bank having…

Players hand draws when giving…

Players hand does not draw when giving…

3
4
5
6
7
8-9

1-2-3-4-5-6-7-9-10
2-3-4-5-6-7
4-5-6-7
6-7
stands
Natural - player
cannot draw.

8
1-8-9-10
1-2-3-8-9-10
1-2-3-4-5-8-9-10


For example when the bank has 3 and the players have 1-2-3-4-5-6-7-9-10; the players must draw.

A 5 % commission or "vigorish" is charged on all winning "bank" hands.  No commission is charged on winning "players" or ties.

 
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